Home Sale Calculator
Estimate how much you'll take home after selling. Adjust the inputs below to see your estimated net proceeds.
Remaining balance on your mortgage
Estimated Net Proceeds
Sale Price
$400,000
Total Costs
$284,000
Cost Breakdown
Sale Summary
Understanding Your Home Sale Proceeds
When you sell your home, the sale price is not the amount you walk away with. Several costs are deducted before you receive your net proceeds, and understanding these costs upfront helps you set realistic expectations and plan your next move.
Common Seller Closing Costs
The largest expense is typically real estate agent commissions, which cover marketing, showings, negotiations, and closing coordination. Beyond commissions, sellers pay title insurance, escrow fees, transfer taxes, and prorated property taxes. If you still have a mortgage, the remaining balance will be paid off from the sale proceeds.
Factors That Affect Your Bottom Line
Your net proceeds depend on your sale price, outstanding mortgage balance, local tax rates, and any agreed-upon buyer concessions or repairs. Homes that are priced correctly from the start and presented well tend to sell faster and at higher prices, which directly impacts your bottom line. Contact us for a personalized estimate based on your specific situation.
This calculator provides estimates only and should not be considered financial advice. Actual costs may vary based on your location, lender, and specific circumstances. Contact us for a personalized estimate.
Ready to Sell Your Home?
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Fill out the form below and we'll provide a free, no-obligation home valuation and connect you with an agent who can help you achieve your goals.